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Quarter 2 2022 Update

My Returns Featured Image

Here is my Quarter 2 update for 2022.

  • since inception (Oct 2020) my international share portfolio has returned 56.86% against the SPDR S&P 500 ETF which returned 8.81%
  • my P2P and Crowdlending investment profile returned a total of 0.34%.
  • my Solar panel system generated:
    • 94.127 kWh of energy in April,
    • 61.442 kWh of energy in May
    • 49.732 kWh of energy in June
      All of this beautiful power was paid out in BTC. My total energy generation reached 2,125 kWh. Total carbon reduced – 2,189 kg CO2
  • my total investment portfolio decreased 7%.

If you haven’t signed up for the newsletter, I suggest that you go ahead and do that. The newsletter is sent out once a month with all of the articles that were published during that month.

Quick Summary

The main items that happened throughout the previous months include:

  • 10 articles published
  • I bought shares in a real estate company, a bank and a oil & gas company.

If you missed some of the articles that were published this quarter, I encourage you to check out:

Progress Towards Financial Freedom

Chart by Visualizer

I have been on the financial freedom path for a while, however, I have not documented my progress until now. Instead of using actual values, I am using percentages (with the goal being 100%). I have an initial conservative plan of 20 years and have provided a guide as to my current progress. You can also see my longer-term graph (i.e. the next 20 years) back on my main returns page.



Investments

So this quarter I have kept extending my gains over the S&P 500 since I created the account in October 2020.
I have gained 56% in my Swedish kapitalförsäkring account. This has outperformed the SPDR S&P 500 ETF by about 48% in the last two years.

My goal is to be able to match the fund, while also being able to generate passive income through dividend growth investing.

If you are interested to see the breakdown of the investments, please see the chart below.

Chart by Visualizer

Quarter 2 2022 Buys and Sells

This quarter I made the following transactions:

Share
Buy/Sell
Reason
Citigroup Inc.
Buy
Trading far below book value. Also picked up by Buffett
EOG Resources Inc
Buy
One of the largest oil and gas companies in USA. Corona and war in Ukraine driven oil prices up. Lots of free cash flow. Change to company dividend policy. Now paying out a percentage of free cash flow
Castellum (STO)
Buy
Castellum is one of the Nordics’ largest listed real estate companies. Recent market jitters caused the stock to become cheap. CEO made multiple purchases.

Still have a bit of ammunition ready to pounce when the market realises that inflation is still way out of control.

This quarter sucked. Overall for the 3 months I made a total of 0.3% . This was totally due to my overallocation in Crowdestor, which didn’t pay out on any of the projects.

Here is my Crowdlending breakdown:

Chart by Visualizer

I really don’t know what will happen over the next few months especially with Crowdestor. A lot of their payments are late, and significant project updates are scarce (however there was an update on Warhunt). I think Mintos and Reinvest24 will continue to produce consistent results, and I am happy to still be involved with them.

Overall, I only have a very small percentage of my wealth in crowdlending, so this can be more of an experiment rather than my whole retirement.

The returns this month suck and I still plan on reducing my exposure to the crowdlending sector. As can be seen through the pandemic, it can be extremely difficult to get regular return on investment. A lot of the platforms put in delays in payments, with a lot of others not paying out at all (and will likely never pay out – FastInvest, Grupeer, etc).

Chart by Visualizer

To see the actual graphs for each of these platforms, head on over to my portfolio page.

The Sun Exchange – Passive Income from the Sun

The Sun Exchange is the world’s first peer-to-peer solar cell micro-leasing platform (if you use the affiliate link, then you will receive 1 free solar cell on your first purchase!). If you are interested in finding our more about the sun exchange, please check out my full platform review.

Chart by Visualizer

The last quarter my cells were able to generate 205 kWh of energy (paid out in BTC).

My total energy generated through The Sun Exchange is currently at 2125 kWh,

On average, electric cars consume 34.6kWh to travel 100 miles. That means that I could drive more than 6100+ miles with the amount of energy I have produced.

For some comparison, with 1 kWh you can, toast 160 slices of bread. So in that regard, I have generated enough power to toast 340,000 slices of bread.

Blog Side Hustle

So this blog is a bit of a side hustle in itself.

My change from Google AdSense to Ezoic has been going great! So far the amount that I am making is only increasing each month 🚀

If you are interested, I wrote a review about what makes Ezoic a great platform.

Here are the results:

Chart by Visualizer

So basically, more site views, more ads, more income.

Socials

Lately I have been focusing a lot on getting my articles out there on my socials. I have enlisted the help of the scheduling genius Tailwind to automate some of the process. The platforms that I am specifically targeting are Instagram and Pinterest. Here are some statistics:

  • Instagram: minimal to no changes.
  • Pinterest: minimal to no changes.
  • Facebook: 28 page likes (up from 26 page likes), 35 followers
  • Twitter: 578 followers (down from 583 followers)

Let’s keep seeing these go up up up 📈

So that’s all for this month. Thanks for checking out the update, and I encourage you to reach out to me if you want to discuss something further!

I do encourage you to comment below, and sign up for my newsletter. The newsletter comes out once a month and includes this update and any other articles published during the month.

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