How To Save Money Through Online Cashbacks

Saving money through online cashbacks is something you should consider if you casually do online shopping. You’ll be surprised at how much you can save from all your online purchases. 

Receiving money back for your regular online purchases is something not everyone is aware of. There are a lot of platforms that offer you cashbacks (also known as a “kickback”) for thousands of shops online. They work by returning you on a percentage of each sale.

If you are already purchasing a lot of things online, you could end up creating a small little fund that could go towards emergencies or investments.

So, let’s find out all you need to know about saving money when you use cashback services.

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How do Cashback Sites Work?

Cashback services come as browser extensions and apps that track your online shopping activities for cashback opportunities. Many online shops are affiliated with cashback services. This means that the cashback site receives a commission for directing buyers to their site. The cashback sites then shares this commission with the original buyer.

If you’re casually shopping from online stores and services, you can always use a cashback site to save some money. When you reach a certain amount (like $25) of cashbacks, you receive them back to your bank account. 

How cashback sites work

How much money can you save with cashbacks?

Deepening on the cashback service you use, you can save up to 12-15% of every purchase you make. If the cashback app or extension you use is compatible with the stores that you often shop at, you can save enough to buy other products only from the cashbacks. 

While the return may be tiny, a 1%, saving is better than nothing. If you’re capable of saving little money, you’re also capable of saving money when it’s abundant. Imagine saving up to $150 a year from all the cashbacks you receive. That $150 is the amount of money you spend on a 15-day supply of food (especially if your ordering groceries online). 

The platforms that you already use with cashbacks?

A lot of the online shops that you use regularly have kickbacks they offer to their subscribed customers. 

Even the big online shopping platforms like eBay, Amazon, AliExpress, etc., offer cashbacks for your purchases as an incentive to use them more.

What are the common payout methods for cashback services?

Cashbacks can be transferred directly to your bank account or Paypal account. Alternatively, you can redeem them in the form of gift cards you can use on the platforms your cashback service supports. 

Best online cashback services by country

Different countries have different cashback programs. Depending on where you live, you might want to pick the cashback service that covers all the platforms you use for shopping. That way, you’ll get the most out of your cashback service. 

Here’s a list of some of the countries and the best cashback services they have:

Refunder is the best cashback service you can use if you live in Sweden. If you casually shop at stores like Cdon, Webhallen, or H&M, you’ll appreciate the returns you get back using

Top Cash Back is the most all-encompassing cashback service you can use in the U.K. With Top Cash Back you’ll be able to receive cashbacks from the various products you shop from Amazon, Asos, Tesco, and food delivery like Deliveroo. 

Top Cash Back is also one of the best cashback services you can use in the U.S. if you often travel, you can also get cashbacks from your travel activity. 

When it comes to Australia, Cashrewards is the best cashback service you can use to get cashbacks from Amazon, Ebay, Virgin, Asos, and more.

Top Cashback is also very popular in Germany. You can get some of the best deals from Top Cash Back in Germany compared to their competitors. 

And finally, Top Cash back is the Chinese go to service for cashbacks. If you’re casually shopping online or traveling, you can always use the money you recieve back from all your purchases to spoil yourself even more.
Get rewarded for shopping online

Considerations when using online cashback services

  • The kickback is not guaranteed until the money is in your account. Often times, It can take months to get a refund. Make sure to read the information the cashback service you use provides on its website to make sure you know when to expect to receive any money back.
  • Make sure you’re using a browser that tracks your purchases. So things like Adblock (i.e. Brave) can mess up any transactions. If you’re using a browser extension, make sure it’s tracking your activities whenever you make purchase. 
  • Take cash out of the sites when possible, as there is no point in leaving it in there, and a lot of the sites will remove the funds if you have not made a withdrawal in a certain time. So, be mindful when you should make a withdrawal.
  • Watch out for site fees. Most sites don’t have any, but that may not apply for all of them. You’ll have to make sure to read the terms carefully so there are no hidden fees.

What happens if my purchase didn’t track?

When using a cashback service, many people often face having their purchases not tracked. When your purchase doesn’t get tracked, you don’t receive the cashback for it. 

Having your cashbacks not tracked is usually attributed to the use of an antivirus that blocks cookies or something similar like Adblock. 

When you face such an issue, all you have to do is wait for a week or so before you issue a missing cashback claim. Lodging a missing cashback claim is something that most cashback services offer on their websites. 

The cashback service you use will (hopefully) track the purchase you made, and it will give you your cashback. 


As I’ve already said, making money from cashback services might not seem that important given you’ll only be getting a very low percentage back, but that doesn’t mean you should just dismiss it. Even if it’s very low, everything that gets back to your bank account should be appreciated. It’s little by little that millions are accumulated. 

Besides, all you have to do is download an app or add a browser extension. It doesn’t take much to use a cashback service. So, don’t deprive yourself from the money you can get from cashbacks. Otherwise, you’ll just sacrifice it for nothing. Every extra penny in your pocket can be spent to sustain you and your family and pay for you collective leisure. 


This was just one of many other money saving ideas that we have for you. If you want to find out more ways to save money, check out our list of additional ways to save money.



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