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This affiliate disclosure details any affiliate relationships that has with other companies and products.

Affiliate Disclosure

In compliance with the FTC guidelines, please assume the following about all links, posts, photos and other material on this website:

Any/all of the links on this website are affiliate links of which thewahman receives a small commission from sales of certain items, but this comes at no extra cost to you (the reader). In certain cases, you are also rewarded for using the links.

Matt / thewahman is a participant in the Amazon Services LLC Associates Program. The Amazon affiliate advertising program has been designed to allow sites to earn advertising commission by linking to products and/or services through

Pages on may include affiliate links to Amazon and its affiliate sites on which the owner of this website will make a referral commission.

What is an Affiliate Link?

Many of the links that you find on will be affiliate links. If you purchase something behind a link that is found on thewahman, then I (the owner of this site) may get a small commission. The price of the item does not change for you (the purchaser). The commission brought in form these links help to keep the website running.

Affiliate programs work by using a tracking cookie that is able to show where incoming traffic is coming from. This tracking cookie is stored on your browser for a period of time. This means, that if a person was to go to the URL from a set web page, but not instantly buy any products, the referrer is still credited with the referral if the purchase is made within the cookie time period. These cookies expire after a set period of time, which is defined by the creator of the cookie. As an example, the cookies stored by Amazon only last for 24 hours. Any clearing of browsing cookies will remove these cookies.  

Affiliate cookies don’t negatively affect the price that you would pay for a service. In some instances, the price for the item or service may be cheaper if you use an affiliate link. For an example, if you purchase solar cells from The Sun Exchange, you can receive a free solar cell (worth ~5 USD). I will then get an additional set percentage of the cells that you purchase. To provide another example, if you invest through an affiliate link for a crowdlending platform such as Crowdestor, you can earn an additional 1% on your investment. I would also earn that same additional 1% bonus (which is paid out by Crowdestor). These affiliate payouts come from the marketing budget, or other finances of each referring platform. You never have to pay more for using affiliate links.

For ease of going through each link, assume that any link on is an affiliate link and that I may/will make a commission (though the price remains the same for you).

A lot of the products that do contain an affiliate link are products that I use on this website. The reason that I am writing about them is that I believe they ahve a purpose, and address a real issue. You can find these particular products that I recommend on my recommendations page.

When Do I Use Affiliate Links?

If I post an affiliate link to a service or a product, it is generally something that I have used or am still using. A lot of the affiliate links that you find on this website come from investment products that I have also invested in. These products I would still write about, and use even if there were no affiliate commissions attached.

For the products that I have not used, there is a disclaimer saying that I have no financial or otherwise interest in the product.

All of the products that I provide affiliate links for fit in with the theme of the website, which is to help people find their path towards financial freedom.

Nature of Affiliate Relationships

Unfortunately, as all affiliate products and services are provided by third parties, thewahman has no control over the quality of the product or service that you receive. This includes quality of shipped products, delays in shipping, changes to products, and unforeseen circumstances in financial products (to name a few). Any issues with the aforementioned products should be brought up with the company in question.

Copyright Disclaimer

As provided for in the Terms and Conditions, all of the information displayed on, transmitted through or used in connection with thewahman is protected under applicable copyrights and intellectual property rights.