Grupeer has just announced that amortizing loans will soon be available through the Grupeer platform. Currently, Grupeer pays out interest monthly, then pays out all of the principal at the end of the loan. Introducing amortization means that principal and interest would be paid out monthly. The introduction of amortization will:

  1. reduce risk, as principal would be paid monthly, not as one big sum at the end of the loan, and
  2. provide investors with more money each month, as they would receive principal + interest.

Amortizing loans will initially just be offered through loan originator SIA Monify.


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